Mutual Fund
Mutual Fund Calculator
Measure how an investment has done using absolute rupee gain, absolute percentage and CAGR. Intermediate SIPs are ignored.
Absolute return vs CAGR
Absolute return answers “how much did I make?” CAGR answers “at what smoothed annual rate?” Both are useful; neither predicts the next year.
Mutual fund returns
Absolute % = (FV − PV) / PV; CAGR = (FV / PV)^(1 / n) − 1
PV is the amount invested, FV is the current value, and n is the holding period in years.
Frequently asked questions
Should I use this for an ongoing SIP?
Use XIRR if you added money over time. This tool is for a lumpsum (or a total invested figure you are willing to treat as one starting value).
Does a high absolute return mean a high CAGR?
Not if it took many years. ₹1 lakh becoming ₹2 lakh is 100% absolute, but only about 14.9% CAGR over five years.
Are fund expenses included?
If your current value is after expenses (as NAV usually is), they are already in the number. The calculator does not add or subtract them again.
Related calculators
- CAGR CalculatorMeasure the compounded annual growth rate between a starting and ending value.
- XIRR CalculatorEstimate the annualised return of a monthly SIP given the ending portfolio value.
- SIP CalculatorEstimate the future value of monthly systematic investments, with an optional annual step-up.
- Lumpsum CalculatorProject the growth of a one-time investment at an expected annual return.
Browse the full directory on the calculators page.
Related guides
SmartCalculators provides educational calculators and estimates. Results are for informational purposes only and should not be considered financial, tax, investment, legal or professional advice.