Extra SIP vs extra EMI
Modelled paths for the same extra monthly amount. Neither is labelled better; the figures depend on the rates you enter.
EMI path (interest still due)
₹98.5L
SIP path (projected corpus)
₹1.2Cr
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Calculate. Compare. Explore. Understand. Decide.
A decision platform for India: compare extra SIP vs extra EMI, simulate what-ifs, and see how a choice changes corpus, interest and tenure — with transparent math.
Put extra SIP, extra EMI, RD and a custom mix on the same page. Edit every amount.
Start comparisonMove monthly amount, return, years and step-up. Watch the estimated corpus change.
Launch simulatorAn educational timeline from emergency funds to retirement — not a path everyone must follow.
Map timelineSame extra rupee, two different jobs. These cards are sample illustrations — open the tools to run your own numbers.
Modelled paths for the same extra monthly amount. Neither is labelled better; the figures depend on the rates you enter.
EMI path (interest still due)
₹98.5L
SIP path (projected corpus)
₹1.2Cr
Illustrative tax on a sample income. Slabs change. This is not a filing recommendation.
Old regime model
₹1,85,000
New regime model
₹1,40,000
Difference in this example: ₹45,000. Open the calculator to use your income and deductions.
Open tax comparisonNeed a single figure first? These tools calculate one number. Compare it afterwards.
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